Every week we will write about living on the Costa del Sol. You'll find new stories, local and national events, comments, recipes and advice.

Topics will range from schooling your kids in Spain to tips on how to travel to the Costa del Sol, from insights on properties for sale to helpful advice on legal issues. But we also want to share events and culture, to show how wonderful life can be in the area around Estepona, Marbella and Malaga.

Scroll down or click through the list (right) to see previous posts full of interesting information and links about this great place.

Wildcard Winner!

Chloe Williams // Monday, 02 October 2017

After a day viewing property in and around sunny Estepona, Tony Reddin called in at the TSEA office at 4pm to collect the keys to view a late addition to the schedule - a 'wildcard' selection by him on behalf of his clients.

Clients of TSEA are very clued up about what they want. What the sales team add to this is up to the minute honest advice and support from initial enquiry to collecting the keys and beyond. This knowledge and expertise that can only come from local hard won experience is what sets the TSEA customer experience apart.

We live here. We love the area. We care about the fact that you will to.

And we'll be neighbours.

Townhouse near 'pueblo blanco' Casares

This beautiful townhouse property was recently sold by The Spanish Estate Agent.  

It is located just outside the pueblo blanco of Casares, sitting in the hills above the Costa del Sol, but just a stone's throw from the beaches.

Come on in! The water's lovely...

Chloe Williams // Thursday, 12 October 2017

Are you the outdoor type? Is the sea a magnet for you?

Come and see us on the Costa del Sol – we’ve got treats in store! With our long stretches of beautiful sandy beaches on the Mediterranean Sea, it’s not surprising that watersports are one of the main activities here in Malaga. From snorkelling and scuba diving to paddle surfing, this area is the perfect location for those who have a real motivation to get stuck in and learn some new skills. Plus you can get help and tips from the endless number of clubs in all major Costa resorts.


One of the main things you’ll notice on nearly every beach is the paddle surfers! This sport is the latest craze and taking over the Costa del Sol from Malaga to Tarifa with new clubs and schools popping up everywhere. Easily picked up by even non-sporty types, this is perfect for those looking for something unusual to do on holiday. It's also ideal to do as a family or a small group appealing to all ages and abilities. Get yourself to a club and pick up some tips from a pro.

Read more ...

Oh, I do!!

Are you considering getting married in Spain, or more specifically on the Costa del Sol? Then keep reading...

The wedding tourism industry is constantly growing and there are many factors to take into consideration when planning your wedding abroad no matter which country you have set your sights on.
For example, in Spain, for a foreigner it is only possible to legally marry if you’re either catholic and planning a traditional catholic wedding in a church, or if you’re legally registered as a resident in the country. The way around it is to get legally married in your home country before coming out to Spain. If you wish you can treat this as if being granted the licence to marry aboard and then exchange rings and blessings at the ceremony in Spain.

As your special day deserves to be set somewhere wonderful many couples choose to leave the planning to a professional who knows exactly what they’re doing and who is well-connected locally to all the essential shops and services.

There are many different wedding planning companies on the Costa del Sol who are willing to help organize your special day and hold your hand every step of the way. They will guide you through everything that needs to be planned from explaining legal issues to remembering every last detail. Most of them will also have their own suggestions for you re venues, however, booking at least a year in advance is vital as the best and most popular locations get snapped up way ahead of time.

Read more ...

A mortgage in Spain?

Tim Williams // Wednesday, 19 July 2017

If you are buying a property in Spain, whether it be a holiday home or a new, permanent residence, you will face many of the same decisions that you face with any other property purchase.

One of the most important of those concerns is financing the purchase.
These are several ways that you can finance a Spanish property purchase. If you are considering a mortgage it is worth noting some important factors:
By law Spanish lenders may not lend to non-Spanish residents more than 70% of the value of the purchase (or valuation, if lower), and may restrict themselves to less.
The way Spanish lenders assess a borrower’s ability to repay the loan is different from the process in the UK. In Spain, the lender takes your income and applies a 35% factor to it. Your total monthly debt repayment commitments (mortgage and other loans) must not exceed this figure. Spanish lenders place more emphasis on total debt than on total income.

If part or all of your income is derived from property rental, lenders may reduce further the amount they will lend. However, this works both ways - if you have strong, secure income from employment, lending criteria might be relaxed.
Lenders are naturally risk-averse creatures. Factors that they take into account include low income, insecure or short contract employment, a loan of long duration, a high level of loan to value, and high levels of debt.

If you run your own business and have a variable income, then the lender will take into account the duration of the business and your income over several years.
Lenders may lend to overseas companies, but often with additional security.

It is often helpful to start the mortgage process before you come to Spain. Unlike in some other European countries, there is no such thing as a “Decision in Principle”.
Lenders make a decision once they have the necessary personal and financial details and property details relating to the actual property the buyer wants to buy.
Starting the process early, however, speeds up the process once you find your dream home in Spain!
What types of mortgages are available?

Read more ...

Another TSEA Sale!

How about this view from our client's balcony in their new apartment, near Marbella and the beach.  We have more of the same - tempted?

Spanish consumer prices among lowest!

If you needed any further persuasion to head to Spain,there's great news about the cost of living.

According to the Spain Buying Guide, Eurostat, the EU statistics agency, has reported that Spain’s residents and visitors enjoy some of the lowest prices in Europe, especially for clothing, alcohol and cigarettes. The agency looked at household spending in all of the EU 28 countries in 2016 and found that Spanish prices were at 91.5% of the EU average. The UK was 121% of the EU average, and France and Italy joined most other northern European countries with above average prices. Most eastern European nations were considerably cheaper than Spain, while Cyprus, Greece and Portugal were all between 85 and 88% of the EU average.

Spain is the cheapest for unbranded clothes and shoes despite the country being in the forefront of high-end fashion and exclusive shoe design. Cigarettes carry a huge amount of tax as do alcoholic drinks, which contribute to their price, but they still cost less in Spain than many other countries. Interestingly, Spain is the fifth cheapest for all types of personal transport from cars to bicycles.
On the other hand, the agency describes Spanish telecommunications as “unnecessarily expensive”, in fact Spain is the sixth most expensive country in Europe. Lack of competition and a traditionally high cost contribute to this. Furniture is also expensive in Spain as there are fewer mass-produced Spanish outlets such as Ikea. Most Spanish furniture is of high quality and pricey, sold in small exclusive privately owned shops, which is why it is more expensive here than at its neighbour Portugal.  What better excuse for hiring a van and going over the border to kit out your new summer home?

Stretch your legs on the coastal path!

Estepona town hall has approved plans to develop land near El Cristo beach where there is currently a natural vantage point with a wooden fence. The project includes creating a wider open space in the form of a green zone including a public square, which would maintain the area’s function as a vantage point.

Work, which is already under way, is expected to take a year to complete, and, along with a new stretch of the coastal pathway, is part of the obligations of the private firm that is developing the area. The local authority has said that its aim is to prevent construction above ground, ensuring that locals and visitors can continue to enjoy the views from this beauty spot.

Meanwhile the project includes new tourist facilities beneath the planned square, which, said the council, will “meet the demand for leisure and entertainment in the town all year round”. More details of these facilities have not been released, although the council has said that “the new area will increase the town’s tourist attractions and generate employment all year round”.

Improvements also include a provisional resurfacing of part of the area near El Cristo beach to make parking cars easier.

 

From Sur in English

Sold! By The Spanish Estate Agent

Fancy a room with a view? Recent clients are waking up in this new apartment, purchased via The Spanish Estate Agent.
Contact us for more amazing properties in the Marbella area.

Peter Lundie - so responsive!

Josy Williams // Monday, 12 June 2017

“I contacted loads of agents at first and what set Peter apart was that he replied very quickly and provided the information that I was looking for

“Whenever I asked for information, he was the fastest to respond. I knew that all estate agents had access to the same properties and the same information, so I thought I don’t need to deal with them…

“It was his responsiveness and lack of pushiness, listening to the brief, that set him apart”.

Peter put me in touch with the solicitor and despite having bought property in 3 other countries before, I don’t remember having dealt with a better lawyer. He was superb”.

John Adamson

Shirin worked really hard to understand our brief

Josy Williams // Monday, 12 June 2017

We changed the brief halfway through, when we decided that we no longer wanted to be by the coast but up the mountains. She found us amazing properties and, when something fell through, she found us something even better on the rebound

She understood our brief perfectly, which saved us a lot of time and made the whole experience a pleasure

She has offered us that extra care and attention that mean special…then in addition she had the contacts with lawyers, currency exchange companies and even furniture shops to make it all easy for us.

We met another agent on site at one of the properties and should we not have been represented by Shirin, it would have been a disaster. We discussed the licenses, not only they did not have one but there was a river running under the house! They knew this and, frankly, if it had not been for the fact that we were very thorough in our enquiries and checks thanks to Shirin, we would have ended up buying a property that was uninsurable!

She worked really hard to understand our brief, which means we did not waste any time. We had a very strong starting point

Nick Vender

So refreshing to find Shirin!

Josy Williams // Monday, 12 June 2017

'After a lot of disappointments with other agents who frankly couldn’t care about our objective to sell our property, it was refreshing to have Shirin and her team help us. We felt she really wanted us to be successful. From showing the property - with professional enthusiasm - to liaising with our lawyer - and keeping us in the loop during negotiations, nothing was too much effort. Other agents can learn a lot from Shirin’s commitment to her clients

Irena Griaves

 

I have recommended Shirin to a lot of people!

Josy Williams // Monday, 12 June 2017
I did not know the area at all, it was Shirin that helped us with that. I had spoken to a few agents but they weren´t very impressive and I could not really see myself doing a tour with them so I didn´t progress it. Then I spoke to Shirin and she seemed much easier to deal with. The best thing was how quickly she could turn viewings around because we are over here for 3 weeks and hired a house and every day she was finding new houses for us to see and we wanted to do second viewings on a few and she was able to arrange these for us very quickly.

Her recommendations were very useful. The process is very different to the UK´s and she reassured us every step of the way.

I have recommended Shirin to a lot of people. She knows the areas incredibly well the developers, the areas…She knows what good value for money is. She was able to recommend a builder, so it is not just a house. She is so knowledgeable in all the other things as well, the lawyers, the architects…we have just been so happy with the process.

Anna Thompson

Peter Lundie really listened

Josy Williams // Monday, 12 June 2017

“I contacted loads of agents at first and what set Peter apart was that he replied very quickly and provided the information that I was looking for

“Whenever I asked for information, he was the fastest to respond. I knew that all estate agents had access to the same properties and the same information, so I thought I don’t need to deal with them…

“It was his responsiveness and lack of pushiness, listening to the brief, that set him apart”.

Peter put me in touch with the solicitor and despite having bought property in 3 other countries before, I don’t remember having dealt with a better lawyer. He was superb”.

John Adamson

How refreshing to be given all the information I needed!

Josy Williams // Monday, 12 June 2017

We were recently contacted by a client who told us the following:

"You are the third agents I have contacted for information, and may I say how refreshing it is to be provided with all of the relevant information I needed in your email, especially concerning what you can do and want to do for us. We have not received anything like this from the other agencies we have contacted. It has taken over 48 hours for them to reply to our e-mail!"

We pride ourselves on our excellent customer service, and are very happy to be able to provide this for our clients

 

NOTE! This site uses cookies and similar technologies.

If you not change browser settings, you agree to it. Learn more

I understand

Cookie Policy for The Spanish Estate Agent
This is the Cookie Policy for The Spanish Estate Agent, accessible from thespanishestateagent.com

What Are Cookies

As is common practice with almost all professional websites this site uses cookies, which are tiny files that are downloaded to your computer, to improve your experience. This page describes what information they gather, how we use it and why we sometimes need to store these cookies. We will also share how you can prevent these cookies from being stored however this may downgrade or 'break' certain elements of the sites functionality.

For more general information on cookies see the Wikipedia article on HTTP Cookies.

How We Use Cookies

We use cookies for a variety of reasons detailed below. Unfortunately in most cases there are no industry standard options for disabling cookies without completely disabling the functionality and features they add to this site. It is recommended that you leave on all cookies if you are not sure whether you need them or not in case they are used to provide a service that you use.

Disabling Cookies

You can prevent the setting of cookies by adjusting the settings on your browser (see your browser Help for how to do this). Be aware that disabling cookies will affect the functionality of this and many other websites that you visit. Disabling cookies will usually result in also disabling certain functionality and features of the this site. Therefore it is recommended that you do not disable cookies.

The Cookies We Set

Account related cookies

If you create an account with us then we will use cookies for the management of the signup process and general administration. These cookies will usually be deleted when you log out however in some cases they may remain afterwards to remember your site preferences when logged out.

Email newsletters related cookies

This site offers newsletter or email subscription services and cookies may be used to remember if you are already registered and whether to show certain notifications which might only be valid to subscribed/unsubscribed users.

Forms related cookies

When you submit data to through a form such as those found on contact pages or comment forms cookies may be set to remember your user details for future correspondence.

Third Party Cookies

In some special cases we also use cookies provided by trusted third parties. The following section details which third party cookies you might encounter through this site.

This site uses Google Analytics which is one of the most widespread and trusted analytics solution on the web for helping us to understand how you use the site and ways that we can improve your experience. These cookies may track things such as how long you spend on the site and the pages that you visit so we can continue to produce engaging content.

For more information on Google Analytics cookies, see the official Google Analytics page.

Third party analytics are used to track and measure usage of this site so that we can continue to produce engaging content. These cookies may track things such as how long you spend on the site or pages you visit which helps us to understand how we can improve the site for you.

From time to time we test new features and make subtle changes to the way that the site is delivered. When we are still testing new features these cookies may be used to ensure that you receive a consistent experience whilst on the site whilst ensuring we understand which optimisations our users appreciate the most.

As we sell products it's important for us to understand statistics about how many of the visitors to our site actually make a purchase and as such this is the kind of data that these cookies will track. This is important to you as it means that we can accurately make business predictions that allow us to monitor our advertising and product costs to ensure the best possible price.

We use adverts to offset the costs of running this site and provide funding for further development. The behavioural advertising cookies used by this site are designed to ensure that we provide you with the most relevant adverts where possible by anonymously tracking your interests and presenting similar things that may be of interest.

We also use social media buttons and/or plugins on this site that allow you to connect with your social network in various ways. For these to work the following social media sites including; {List the social networks whose features you have integrated with your site?:12}, will set cookies through our site which may be used to enhance your profile on their site or contribute to the data they hold for various purposes outlined in their respective privacy policies.

More Information

Hopefully that has clarified things for you and as was previously mentioned if there is something that you aren't sure whether you need or not it's usually safer to leave cookies enabled in case it does interact with one of the features you use on our site. 

However if you are still looking for more information then you can contact us through one of our preferred contact methods: 

Email: robbert.ter.heegde@thespanishestateagent.com